Serving Atlantic County, Ocean County and Cape May Counties for 42 Years

New Jersey Chapter 7 Bankruptcy Filing – Atlantic County, Cape May County, and Ocean County, NJ

Contact the law firm of Brian S. Thomas LLC Attorney at Law to discuss Bankruptcy Filing options.


Chapter 7 is the most common type of bankruptcy. While the term debt liquidation is often used with this type of bankruptcy, exempt property is allowed. People in emerge from Chapter 7 debt-free and with most of their assets in tact.


Chapter 7 bankruptcy filing is an opportunity for a fresh start. We make sure that you understand what property may be retained in bankruptcy before moving forward with your case. Call or contact us to schedule an appointment to discuss in more detail.

Bankruptcy Chapter 7 — Linwood, NJ — Brian S Thomas LLC

Do You Qualify for Chapter 7 Bankruptcy?

Qualifying under Chapter 7 is determined by your family income, size and expenses. If the household income is greater than the state median income, there may be mitigating circumstances to justify filing the case. But, people who do not qualify for Chapter 7 may be able to benefit from Chapter 13 bankruptcy. Click here to learn more about Chapter 13 bankruptcy filing.

What Debts Are Dischargeable in Chapter 7 Bankruptcy?

While Chapter 7 effects secured and unsecured debt differently, Chapter 7 bankruptcy filing allows for the discharge of most of the debts. Including eliminating most credit card debt and medical expense related debt. While student loans, past-due child support, and a few other exceptions may not be discharged through Chapter 7.

Contact the law firm of Brian S. Thomas LLC Attorney at Law to discuss your Bankruptcy Filing options.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Chapter 7 bankruptcy filing for clients from cities, and suburbs near Linwood, New Jersey including:

Bankruptcy Attorney Atlantic County

Atlantic City, Brigantine, Ventnor City, Margate, Longport, Somers Point, Linwood, Northfield, Pleasantville, Absecon, Galloway, Egg Harbor Township, Mays Landing, Hammonton, Egg Harbor City, Pomona, Elwood, Port Republic, Buena, Milmay

Bankruptcy Attorney Cape May County

Ocean City, Marmora, Woodbine, Tuckahoe, Ocean View, Strathmere, Sea Isle City, Avalon, Stone Harbor, North Wildwood, Wildwood, Wildwood Crest, Cape May Court House, Dennis Twp, Cape May, Rio Grande, The Villas

Bankruptcy Attorney Ocean County

Manahawkin, Tuckerton, Little Egg Harbor, New Gretna, Lanoka Harbor, Beach Haven, Surf City, Bayville, Beachwood, Island Heights, Lavallette, Lakewood, Point Pleasant, Jackson, Brick, Seaside Heights, Stafford Township

We’d love to hear from you! Call our friendly team today at (609) 601-6066!

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